Earn a $100 Bonus When You Open a Bankers Trust Checking Account

New customers can receive a $100 bonus when you open a Bankers Trust checking account! Open your account online today, or stop by any Bankers Trust location to get started.

Cedar Rapids and Ames customers: please open the account in person at the branch to receive your bonus.

Direct Checking Plus Accounts

A Bankers Trust Direct Checking Plus account has no minimum balance requirement while offering you all the convenient services of a checking account, including:

  • $100 bonus when you open a new account*
  • No monthly fee with direct deposits or mobile remote deposits totaling $500 or more per month**
  • No monthly fee for individuals age 55 and older
  • Access to thousands of Privileged Status ATMs
  • Unlimited check writing

View the Direct Checking Plus Supplemental Terms and Conditions and Service Fee Schedule.

BreakFree Checking Plus Accounts

BreakFree Checking Plus accounts from Bankers Trust offer the benefit of an interest-earning checking account with no minimum balance requirement. Other features include:

  • $100 bonus when you open a new account*
  • Earn a higher interest rate on balances under $5,000
  • No monthly maintenance fees with 12 or more debit card transactions*
  • Interest paid monthly
  • Access to thousands of Privileged Status ATMs

View the BreakFree Checking Plus Supplemental Terms and Conditions and Service Fee Schedule.

Additional Information


* To be eligible for the bonus you must open a BreakFree Checking Plus or Direct Checking Plus account (“Bonus Account”) in person at a branch or online at BankersTrust.com/bonus with a minimum opening deposit of $25. To qualify for the bonus, customers must complete the following through the Bonus Account within 60 days from the date of its opening:

  • 25 debit transactions. A “debit transaction” for the purpose of this section means a debit to your Bonus Account that originated from an ACH, Bankers Trust bill payment, drafting checks, or use of your debit card as a method of payment or purchase. A “debit transaction” does not include debits to your Bonus Account that originated from ATM withdrawals or other debits to your Bonus Account; and,
  • 2 direct or mobile express deposits of at least $200 each. A “deposit” for the purposes of this section does not include ATM deposits, deposits made in person, account-to-account transfers, or other deposits to your Bonus Account.

Eligibility will be verified 60 days after the Bonus Account’s opening. Should you have met all eligibility requirements and are not subject to the limitations and exclusions contained herein, the bonus will be credited to the Bonus Account within 75 days of its opening. Limit one bonus per household. Offer not available to existing Bankers Trust checking customers or those that have had a checking account with Bankers Trust within six months of Bonus Account opening. Employees of Bankers Trust and/or its affiliates are not eligible for bonus. Offer available for a limited time. Early closing fee of $50 will be charged if your Bonus Account is closed within 12 months of opening. Annual Percentage Yield (APY) on Break Free Checking Plus is 0.30% for balances less than $5,000.00 and 0.10% for balances $5,000.00 and over, effective June 30, 2020, and subject to change without notice. Fees may reduce earnings.

** Monthly Maintenance Fee: a $10.99 no-activity fee (plus sales tax, if applicable) is applied when qualifying direct deposits or mobile remote deposits are not made.