At Bankers Trust we strive to make it easy to do business with us. Whatever your business needs are, from operating lines of credit to real estate mortgage to capital purchases, the professional team of commercial and business bankers at Bankers Trust can help you. We provide financing solutions with flexible terms and create customized sets of service for every client.
Business Banking Lending Services
Working Capital Line of Credit – Bankers Trust offers a working capital line of credit to meet the ever-changing cash needs of your business. Use it to finance receivables, purchase inventory, take advantage of vendor discounts, or manage through seasonal shifts in sales. Flexible terms are tailored specifically to meet the needs of your business.
Purchase or Lease Equipment – Whether it’s modernizing machinery, expanding your fleet, or upgrading technology, Bankers Trust can help you procure the equipment you need to keep your business working efficiently. We will work with you to custom tailor a leasing or financing package that works best for you.
Acquisition Financing – Whether it be to diversify revenue, create efficiencies, or increase market share, acquiring a competing or complimenting business can be a significant part of any growth strategy. Bankers Trust offers both short- and long-term financing options that deliver the capital you need to complete even the most complicated acquisitions. Our expert team of bankers will listen, understand, and then custom tailor a solution to meet your specific need.
Succession Financing – You can likely tell the story of how you entered business, but do you know how you plan to exit it? Whether you are selling to family, buying out a partner, or creating an Employee Stock Ownership Plan, Bankers Trust can help facilitate the transaction in a manner that best supports your succession goals.
Owner Occupied Real Estate – If you would like to make paying rent a thing of the past, Bankers Trust offers a variety of loans to purchase, refinance, expand, and improve owner-occupied commercial property. Down payments can be as low as ten percent with amortizations up to 25 years.
Since opening our doors in 1917, Bankers Trust has set out to help the communities we serve flourish. We embrace the spirit of entrepreneurship and understand the importance of small businesses to our society and our economy. As a U.S. Small Business Administration (SBA) Preferred Lender, Bankers Trust was given the authority to make the final credit decision on.
In 2017, the SBA ranked Bankers Trust as the No. 1 SBA lender in Iowa, and we also ranked as:
- No. 1 SBA Lender to Women-Owned Businesses
- No. 1 SBA Lender to Export Businesses
- No. 1 SBA Lender for Business Acquisitions and Startups.
So when you work with us, you know you’re working with experienced SBA lending professionals. See how you can benefit from a Bankers Trust SBA Loan. Learn more.
Dental Practice Loan Program
We are proud to be one of the first community banks in the upper Midwest to offer a boutique financial program for oral healthcare professionals. Now you can have the best of both worlds–the reliability and responsiveness of a community bank with the same diverse products as a national bank. Our services and products can help your practice thrive. Learn more.
Learn more about the lending solutions the Bankers Trust Business Banking team can provide for your business. Contact us today to get started.