Commercial Banking - Lending Solutions

​​​​​At Bankers Trust we strive to make it easy to do business with us. Whatever your business needs are, from operating lines of credit to real estate mortgages to capital purchases, our professional team of relationship managers are here to help you. We provide financing solutions with flexible terms and create customized sets of service for every client. Lending services we offer include:

 

Revolving Lines of Credit

Bankers Trust offers revolving lines of credit for seasonal working capital needs.   These lines are credit are typically secured by your company’s accounts receivable and inventory and can help manage through your company’s the sales cycle.  Your assigned Commercial Relationship Manager will work with you to tailor the best product offering to meet the needs of your business.

Term and Lease Financing for Manufacturing / Equipment

Whether it’s modernizing machinery, expanding your fleet, or upgrading technology, your Bankers Trust Commercial Relationship Manager can help you procure the equipment you need to keep your business working efficiently. We will work with you to custom tailor a leasing or financing package that works best for you.

Owner Occupied Real Estate

If you would like to make paying rent a thing of the past or are contemplating expanding your corporate facilities, Bankers Trust offers a variety of loans to purchase, refinance, expand, and improve owner-occupied commercial real estate.  Down payments can be as low as ten percent with amortizations of up to 25 years.

Interest Rate Swaps – A Fixed Rate Option

Working with your Commercial Relationship Manager Bankers Trust can offer competitive fixed rate options for longer term financing needs.   Bankers Trust will typically recommend using an interest rate swap to limit or manage your exposure to fluctuations in interest rates, or to obtain a marginally lower interest rate than you would have been able to get without the swap.

Acquisition Financing

Whether it be to diversify revenue, create efficiencies, or increase market share, acquiring a competing or complimenting business can be a significant part of any growth strategy. Bankers Trust offers both short- and long-term financing options that deliver the capital you need to complete even the most complicated acquisitions.  Our expert team of bankers will listen, understand, and then custom tailor a solution to meet your specific need.

Succession Financing Through an ESOP Plan

As a business owner succession planning is key to the long term viability of your company.    One method for ownership succession is an Employee Stock Ownership Plan (“ESOP”).  An ESOP plan allows the business owner to see up to 100% of the company to their employees.  There are a number of advantages to these plans both financially and from a local community impact.  Bankers Trust has a dedicated ESOP Financing Group and we can assist it developing the best financing alternatives.

Commercial Banking | Lending Solutions | Bankers-Trust