Remote Deposit

Bankers Trust Remote Deposit Capture is a service that makes depositing checks easier and faster and helps you save money. With Remote Deposit, you are able to scan received checks and transmit the images electronically for clearing — without ever having to leave your workplace. All you need are a computer, an internet connection, and an approved check scanner. Some benefits include:

  • Deposit checks anytime, 24/7
  • Reduce costs related to courier fees or trips to the bank
  • Get the highest level of protection with multiple layers of security
  • Reduce time, paper, and storage costs with electronic storage

How It Works

  • Authorized users access the Remote Deposit Capture system via a secured Internet connection, select the account that will receive the deposit, and simply scan the checks for deposit.
  • The check images may be viewed on the screen for image quality and verification.
  • A virtual endorsement is placed on each check that provides a consistent and clear endorsement
  • Scanned images are then submitted electronically to Bankers Trust for processing through the clearing networks.
  • You maintain the original checks and can destroy them following a defined retention period.

System Requirements

This section lists the system requirements to support your remote deposit scanner. System requirements include hardware and supported operating system and scanner compatibilities. ​

Minimum Computer Settings Item

 

Required

Web Browser

 

Microsoft Internet Explorer 7, 8, 9, 10, or 11 are required. The following browser features must be enabled; pop-up windows, session cookies and JavaSc

 

Graphics Capability

 

VGA (Recommended at least 17" monitor)

 

Color Palette

 

16-bit

 

Screen Resolution

 

1034 x 768

 

ISP Connection

 

56 KBps

 

 

Check Scanning Computers Settings Item

 

Required

 

ISP Connection

 

Broadband

 

Operating System

 

Windows Vista with Service Pack 1 or later, Windows 7, Windows 8, Windows 8.1 and Windows 10

 

Memory

 

512 Megabytes minimum (1 gig recommended) - Virtual Memory should be at least twice the RAM of the computer.

 

Processor

 

Pentium 4 2.0 GHz or Core 2 Duo 1.86 GHz processor

 

Available Hard Drive Space

 

200 MB

 

Communications Port

 

USB 2.0 or SCSI adapter, depending on specific scanner requirements ​

Business Resource Center

Online resources to help with your business’s financial needs, including:

  • Check and Deposit
    Ticket Ordering
  • Fraud Prevention Information
  • Federal Reserve Information
  • FDIC Guidance and Coverage
  • NACHA – Electronic Payment Information
Learn more
Remote Deposit | Bankers Trust