Remote Deposit

Businesses Reduce Costs with Our Secure Online Depositing

​​​Here’s a service that makes depositing checks easier and faster, and helps save you money. Bankers Trust Remote Deposit Capture lets you scan received checks and transmit the images electronically for clearing — without ever having to leave your workplace. All you need are a computer, an Internet connection, and an approved check scanner.

Deposit checks anytime, 24/7

Reduce costs related to courier fees or trips to the bank

Get the highest level of protection with multiple layers of security

Reduce time, paper, and storage costs with electronic storage

How It Works

  • Authorized users access the Remote Deposit Capture system via a secured Internet connection, select the account that will receive the deposit, and simply scan the checks for deposit.
  • The check images may be viewed on the screen for image quality and verification.
  • A virtual endorsement is placed on each check that provides a consistent and clear endorsement
  • Scanned images are then submitted electronically to Bankers Trust for processing through the clearing networks.
  • You maintain the original checks and can destroy them following a defined retention period.

System Requirements

This section lists the system requirements to support your remote deposit scanner. System requirements include hardware and supported operating system and scanner compatibilities. ​

Minimum Computer Settings Item

 

Required

Web Browser

 

Microsoft Internet Explorer 7, 8, 9, 10, or 11 are required. The following browser features must be enabled; pop-up windows, session cookies and JavaSc

 

Graphics Capability

 

VGA (Recommended at least 17" monitor)

 

Color Palette

 

16-bit

 

Screen Resolution

 

1034 x 768

 

ISP Connection

 

56 KBps

 

 

Check Scanning Computers Settings Item

 

Required

 

ISP Connection

 

Broadband

 

Operating System

 

Windows Vista with Service Pack 1 or later, Windows 7, Windows 8, Windows 8.1 and Windows 10

 

Memory

 

512 Megabytes minimum (1 gig recommended) - Virtual Memory should be at least twice the RAM of the computer.

 

Processor

 

Pentium 4 2.0 GHz or Core 2 Duo 1.86 GHz processor

 

Available Hard Drive Space

 

200 MB

 

Communications Port

 

USB 2.0 or SCSI adapter, depending on specific scanner requirements ​

Business Resource Center

Online resources to help with your business’s financial needs, including:

  • Check and Deposit Ticket Ordering
  • Merchant Card Processing
  • Online Payroll
  • Fraud Prevention Information
  • Federal Reserve Information
  • FDIC Guidance and Coverage
  • NACHA – Electronic Payment Information
Learn more
Remote Deposit | Bankers Trust