Small Business Loans

Since opening our doors in 1917, Bankers Trust has set out to help the communities we serve flourish by offering a variety of small business loans. We embrace the spirit of entrepreneurship and understand the importance of small businesses to our society and our economy. As Iowa’s largest community bank, Bankers Trust is able to be a constant resource for growth, and we provide the proactive expertise to help meet your small business’s banking and lending needs.

With a commitment to offering quality service, Bankers Trust also provides benefits including a fast and efficient loan application and approval process, clear and transparent communication and the peace of mind knowing your small business’s finances are secure.

SBA Small Business Loan Programs

While small businesses can take advantage of many loan types, you may want to consider the U.S. Small Business Administration’s (SBA) specific loan programs, which come with extra benefits for small businesses.

Bankers Trust is proud to have been ranked as the No. 1 SBA Lender in the State of Iowa in 2017 by the SBA. In addition to being top lender, we also ranked as:

  • No. 1 SBA Lender to Women-Owned Businesses
  • No. 1 SBA Lender to Export Businesses
  • No. 1 SBA Lender for Business Acquisition and Startups.

This means that, no matter the SBA loan you are interested in, you can be certain that we have the expertise and skill to help. 

Learn more about each of our SBA loan programs, or contact us to get started on a small business loan application.

Bankers Trust is an SBA Preferred Lender (PLP)

Bankers Trust has earned preferred lender status with the SBA to offer government guaranteed loans for small businesses. As a preferred lender, Bankers Trust is among the SBA's best lenders to enjoy a full delegation of lending authority. This means that the SBA has given us the authority to make the final credit decision, often resulting in a faster loan process for your small business.

What is SBA Lending?

The U.S. Small Business Administration provides SBA government guarantee lending programs to for-profit businesses that meet the SBA’s eligibility requirements. The SBA’s lending programs help small businesses secure loans for up to $5 million, and can be used for a variety of business growth and expansion needs, including:

  • Providing working capital
  • Purchasing equipment
  • Purchasing, renovating, expanding, and constructing owner-occupied real estate
  • Buying out a partner or partners
  • Transitioning ownership to the next generation
  • Acquiring a business
  • Supporting export sales

Contact Us

Contact one of our small business lending experts today to learn more about how Bankers Trust can help your business grow, or to get started on your loan application.


​The Bankers Trust Education Center contains resources to help you start, grow and manage your business with a strong financial foundation.

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Small Business Loans | Bankers Trust