eSign Agreement Electronic Disclosure and Consent

PLEASE READ THE FOLLOWING ESIGN AGREEMENT—ELECTRONIC DISCLOSURE AND CONSENT CAREFULLY BEFORE YOU COMPLETE YOUR ONLINE ACCOUNT OPENING. YOU MAY NOT OPEN YOUR ACCOUNT WITHOUT FIRST ACKNOWLEDGING YOUR ACCEPTANCE OF THIS ESIGN AGREEMENT

 

ELECTRONIC DISCLOSURE AND CONSENT

 

To the extent allowed by law, you agree that any communication from us to you relating to the online opening of your account, including but not limited to, disclosures, notices, agreements, confirmations, or other information required to be delivered in writing under applicable law, may be delivered to you by electronic delivery, and that such electronic delivery shall be in lieu of written communication. By accepting this Agreement and using the online account opening service, you are demonstrating yor ability to access the above-stated disclosures.

Subsequent disclosures, including but not limited to, periodic statements, change-in-terms notices, or any other notice or disclosure required on your account, will be delivered in paper form to the address you have provided us at account opening unless you enter into a separate agreement for electronic delivery of your periodic statements and notices (“e-Statements”).

You have the right to request paper copies of the electronic disclosures and agreements you receive when you open your online account. You may request paper copies, at no charge, by:

Writing us at:
Bankers Trust. OAC Customer Service
P.O. Box 897
Des Moines, IA 50304-0897


Telephoning us at: 1-800-362-1688, option 1 for Customer Service

 or, e-mailing us at: service@bankerstrust.com

You must inform the bank whenever your contact information, such as your mailing address, telephone number, or e-mail address, changes. You may update this information by writing to us at the address indicated above or by stopping into one of our offices. To maintain the security and privacy of your accounts, we cannot update information by telephone or e-mail.

When you consent to receive electronic delivery of disclosures and agreements for online account opening, you are providing one-time consent. Subsequent communications from us to you will be in paper form to the address you provided us. Therefore, there is no procedure for withdrawing consent. However, if you do not wish to have the initial disclosures provided to you electronically when you open your online account, you may decline by not checking, “I have read and agree to the terms of the ESign Agreement.” If you do not consent to the one-time electronic delivery of disclosures and agreements, you will not be able to open your account online. To open an account, please stop into one of our offices.

It is recommended that you retain a paper copy or electronic copy of this ESign Agreement and any other disclosures pertaining to the account you have opened online for your records. To retain an electronic copy of any disclosures and agreements, you may print these disclosures
or highlight the text of the communication and use your copy command. Then open an application such as Word or Notepad, use the paste command to paste the text of the Agreement into the application, and then save the communication to a file of your choice.

In order for you to access, view, print or retain electronic communication in connection with online account opening, your computer system must meet the following requirements:

  • Internet access
  • An active e-mail account (confirmation of account opening will be sent to your e-mail address)
  • Minimum Browser: Internet Explorer, America Online, Netscape, Firefox, Safari
  • Java & JavaScript enabled
  • A printer or other device, such as a storage medium (hard drive), so that you are capable of printing and/or retaining Internet-based data

You understand and agree that the Federal Electronic Signatures in Global and National Commerce Act applies to this Agreement.

By checking “I have read and agree to the ESign Agreement,” I request Bankers Trust provide me with electronic online account opening disclosures and agreements, I agree to the terms described above, and I have the hardware and software listed above to be able to receive and retain the described disclosures electronically.

eSign Agreement