Benefits Banking Relationship Packaging

 

 

Qualifications

Bronze

Silver

Gold

Platinum


Package enrollment requires an anchor checking account AND
$5,000 Combined Checking and Savings
Balances
 
OR
 
10 Debit Transactions
of Any Amount
 
AND
 
2 Credit Transactions
of $200 or more each1
(debit and credit transactions must be
on anchor account)
$15,000 Combined Deposit Account Balances
 
OR
 
3 of the Following:
15 Debit Card Swipes2
5 Bill Pay Payments3
eStatement Enrollment4
Savings Account
CD or IRA
Mobile Banking
Credit Card
$25,000 Combined Deposit Account
Balances
 
OR
 
$50,000 Outstanding Consumer Lending
Balances
 
OR
 
5 of the Following:
15 Debit Card Swipes2
5 Bill Pay Payments3
eStatement Enrollment4
Savings Account
CD or IRA
Mobile Banking
Credit Card

$50,000 Combined Deposit Account Balances

OR

$100,000 Outstanding Consumer Lending Balances

 

Benefits

Bronze

Silver

Gold

Platinum

Earn Higher Interest Rates ​ ​ ​ ​
CD/IRA Interest Rate Increase

0.02%

0.05%

0.07%

0.10%

Savings Interest Rate Increase

0.05%

0.10%

Waived Fees ​ ​ ​ ​
Waived Checking and Savings Account Maintenance Fees
(Max. 4 Accounts Including Anchor)

X

X

X

Refunds ​ ​ ​ ​
Refund ATM Transaction Fees* (Up to $5 Among Qualifying Accounts)

X

X

Refund ATM Surcharge**
(Up to $10 Among Qualifying Accounts)

X

Refund Cashier's Check Fees (No Limit)

X

X

Refund Check Stop Payment Fees
(No Limit)

X

Refund Incoming Wire Fees (Limit Two)

X

 

No limit on the number of CD or savings accounts that can receive higher interest rate.

* ATM fees assessed by Bankers Trust.
** ATM fees assessed by ATM operator.

1 10 qualifying debit and 2 qualifying credit transactions must be made and posted during the evaluation period. Transactions made on Saturdays or federal holidays, for example, are not posted until the following business day.

2 15 qualifying debit card transactions must post and settle during the evaluation period. Qualifying transactions are point-of-sales debit card transactions; ATM transactions do not count toward the required transactions.

3 5 qualifying bill pay transactions must post and settle during the evaluation period. Scheduled payments that have not yet posted do not count toward the required transactions.

4 You may enroll in the eStatements service and receive electronic statements at no charge. To enroll in the eStatements service, you must first enroll in Internet Banking. After logging in to Internet Banking, select the Customer Service tab and click on Change Statement Delivery Method to begin enrollment. If you have a Max Checking account, your account may be subject to a paper statement fee if you do not enroll in eStatements.

 

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