BreakFree Checking Accounts

A BreakFree checking account offers the benefit of an interest-earning checking account, plus the convenience of mobile banking and online banking. With no minimum balance requirement, this flexible account is ideal for those who use their debit card to pay for purchases 12 or more times a month.* BreakFree Checking includes:

  • Earn a higher interest rate on balances under $5,000
  • No minimum balance requirement
  • No monthly maintenance fees with 12 or more debit card transactions*
  • Interest paid monthly
  • Access to thousands of Privileged Status ATMs

*ATM transactions will not count toward the 12 transaction requirement.  Qualifying debit card transactions must post and settle during the statement cycle.

​BreakFree Checking Balance

​Annual Percentage Yield (APY)

​Less than $5,000.00


​$5,000.00 and over



Open an Account Today

Ready to get started with a BreakFree Checking account? Open an account today or contact us to learn more.

Open Online ​​​​​  |  Find a Branch  | Contact Us

Monthly Maintenance Fee

$15 monthly maintenance fee (plus sales tax, if applicable) is applied when transaction requirements are not met.

Digital Tools

With a BreakFree Checking account, you have access to your accounts online and via the Bankers Trust mobile banking app. Both online and mobile banking offer a variety of tools to help you manage your finances, such as mobile deposits, online Bill Pay, a spending tracker and more. Learn more by visiting Internet Banking and Mobile Banking.

Additional Information
Terms and Conditions
Fee Schedule
Packaging Options

Bankers Trust
Education Center

Explore the basics of personal finances and find tips for budgeting, saving and more on the Bankers Trust Education Center.

View posts
Icon graphics for Education Center sections

Lending Services

Searching for a Loan? Bankers Trust has a variety of products that fit your needs.

Auto Loan

Credit Cards

Personal Line of Credit

Unsecured Loan

Checking Reserve

Home Mortgage

Home Equity Loans

Partnership Student Loans

Finalize Online Account Opening

​For customers who have started the account opening process and chose to fund the account with funds from an external account please click below.

Click Here
Break Free Checking | Bankers Trust