Checking Reserve

This is a line of credit approved for qualified Bankers Trust checking account customers to automatically cover overdrafts up to the approved credit limit.

  • Fixed interest rate
  • Revolving term
  • Overdraft protection​​

Apply Online Return to Saved Application  |  Find a Branch

You may also save your application at any point and return to where you left off using the apply online link.


Terms Available


Checking Reserve




* The APR listed in the table above is effective as of June 3, 2016, and is subject to change without notice. Other rates and terms are available, but restrictions may apply.  Where permitted by state law, there will be a $30 annual fee. The minimum advance amount is $100.00. Your regular payment will be the greater of $10.00 or all accrued interest charges and any past due principal plus 4% of the average principal balance for the current billing cycle.​

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Learn how to use and manage credit responsibility to help achieve your financial goals on the Bankers Trust Education Center.

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Credit Cards

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Checking Reserve | Bankers Trust