Home Equity Loans and Lines of Credit

​​​If you’re a homeowner, borrowing against the equity in your home is a smart way to finance major expenses, such as home improvements, vacations, and medical bills. 

Bankers Trust Home Equity Loans feature

  • Fixed interest rate
  • Up to 90% combined loan to value (CLTV)*
  • Available in 5 year, 10 year and 15 year terms (See a repayment example here)
  • Loan amounts available as low as $5,000

Find a Branch

*Combined Loan to Value: The total of all liens on your property divided by the value of your property. Subject to credit approval. Certain restrictions may apply. With qualified credit, loans may be approved up to 100% CLTV.

Bankers Trust Home Equity Lines of Credit (HELOC) feature

  • Variable interest rates 
  • Up to 90% combined loan to value (CLTV)*
  • Available in 5 year or 10 year draw terms (Balloon payment may result.)
  • Line amounts available as low as $5,000

Find a Branch  |  Apply Online

*Combined Loan to Value: The total of all liens on your property divided by the value of your property. Subject to credit approval. Certain restrictions may apply. With qualified credit, loans may be approved up to 100% CLTV.

What You Need to Apply

  • Asset Information
  • Employment and Income History (2 years desirable)
  • Debt Information
  • Social Security Number and Date of Birth

Home Equity Rate and Fee Information  |  Home Equity Loans vs. Home Equity Line of Credit

You may also save your application at any point and return to where you left off using the apply online link.

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