Personal Line of Credit (PLOC)

​​​Whether you need to make necessary home or car repairs, tuition payments, or have other major expenses, a Bankers Trust Personal Line of Credit is there to help you.

  • Variable interest rate
  • Available in 24-month term
  • Minimum loan amout is $5,000​​​

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You may also save your application at any point and return to where you left off using the apply online link.


 

Product

Terms Available

APR*

PLOC

24 Months

9.750%**

* The APR listed in the table above is effective as of December 15, 2016, and is subject to change without notice. Other rates and terms are available, but restrictions may apply.  There is a $15.00 annual fee on all our Personal Line of Credit (PLOC) products.

Illustrative Example

** The 24 month PLOC with APR of 9.750% is specifically based on a $10,000 loan amount with variable rate feature.  Minimum monthly payments are due for 23 payments with final payment of any remaining Principal Balance plus interest. The minimum monthly payments are determined as 0.500% of your outstanding balance plus all accrued Finance Charges or $100 + all accrued Finance Charges, whichever is greater. The minimum payment may not fully repay the principal that is outstanding on your PLOC and your final payment will be a single balloon payment. An increase in the APR may increase the amount of your Regular Payment. The variable rate is based on the highest Prime Rate published each day in The Wall Street Journal Money Rates Table (the "index") plus a 6.00% margin. The Prime Rate has been 3.75% since December 15, 2016.

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Personal Line of Credit