Benefits of Being a Secure LifeStyles Member

​What does it take to be a Secure LifeStyles Club member?

To qualify, members must:

  • Be age 50 or older
  • Have a primary checking account at Bankers Trust*
  • Maintain an average monthly deposit balance of at least $15,000 in any combination of Bankers Trust accounts, including checking, savings, CD and IRA accounts. A deposit relationship with our trust and investment areas also qualifies.

If you need to switch your primary checking account, don’t worry – we will help! Bankers Trust provides a Simple Switch Kit and a Relationship Banker to assist you with the process.

What can I expect?

As a member, you receive incredible services provided only to Club members. In addition to the many financial benefits, members tell us they also enjoy having access to travel and entertainment opportunities organized just for them, and they appreciate the educational seminars and workshops tailored to their interests and needs.

Simply call (515) 271-1014 or sign up online today to begin enjoying a Club that focuses on providing value and opportunities for you!

Secure LifeStyles Checking**

  • No minimum balance required
  • No monthly service charge
  • One free order of checks per calendar year​
  • ​​Account earns interest

Learn more

Secure LifeStyles Savings**

  • Competitive tiered interest rates
  • No minimum balance required
  • No monthly service charge

Learn more

Check Advantage Visa® Debit Card

  • No annual charge
  • 24-hour access to your money
  • Itemized purchases are recorded on bank statement

Learn more

CD with Wellness Option***

Penalty-free withdrawals in the event of a medical emergency

Learn more

Safe Deposit Box****

Reduced annual rent  

Bank Services

  • Free cashier’s checks
  • Free notary services
  • Free Medallion Signature Guarantee Service
  • Free photocopy services

Check Imaging

  • Imaged copies of your checks mailed to you on a monthly basis – no charge
  • Clear format and numerical listing of your imaged checks to improve ease of tracking

Seminars and Special Events

  • Educational and informative
  • Relevant, broad scope of topics
  • Convenient locations and times

Learn more

Secure LifeStyles Club Newsletter

  • Quick view calendar
  • Specific details about upcoming events
  • Timely, helpful tips and articles

Click here for the latest issue

Member Representation

  • A Secure LifeStyles Club representative at most Branch locations
  • Club Advisory Board provides feedback to Bankers Trust executives and Club committee members
  • While we hope to see you at one of our Branch locations, we recognize there are times when it may be more convenient to do your banking via the Internet or telephone. Whatever your preference, we are here for you.

Learn more

Internet Banking

  • Free access, any time/any day
  • Assistance with learning how to use Internet Banking
  • Free bill payment services
  • Free e-statements

Learn more

Easy Access Phone Line

Local (515) 245-5252, or toll-free 1-800-932-3297


* Primary checking account means the account in which you routinely deposit the majority of your income or benefits from any source, and against which you routinely authorize payment of the majority of your expenses each calendar month.

** Only one Interest Checking account and one Secure LifeStyles Savings account at the Secure LifeStyles Club pricing per member.

*** Federal law requires a penalty of seven days simple interest be paid on amounts withdrawn within the first six days after a deposit or partial deposit. 

****The contents of your safe deposit box are not insured against loss by the Bank or the FDIC.

Bankers Trust
Education Center

Explore the basics of personal finances and find tips for budgeting, saving and more on the Bankers Trust Education Center.

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BTC Financial Services

BTC Financial Services is a full-service brokerage staffed by experienced, knowledgeable and trusted advisors.

  • Asset Allocation
  • Retirement Planning (Traditional & Roth IRAs)
  • Portfolio Tracking
  • Mutual Funds
  • Bonds (Government, Corporate and Municipal)
  • Exchange Traded Funds (ETFs)
  • Fixed and Variable Annuities
  • REITs & UITs


Learn more
Secure LifeStyles Benefits | Bankers Trust