ESOP Finance

The Bankers Trust ESOP Finance team is a Midwest-based, nationally focused practice that provides middle-market businesses with strategic employee stock ownership plan (ESOP) lending. Our experienced team works with customers as they plan for structural change and growth.  We employ a high-touch banking experience that allows customers to focus on their business as it navigates through the cultural and financial changes brought on by transitioning from a private company to a minority or majority ESOP owned company.

The Bankers Trust ESOP group is all-inclusive. We approach each new relationship with the assumption that we will be partners for years to come. We leverage our knowledge of ESOPs to provide customers with cash flow planning, repurchase-liability planning, as well as guidance on acquisition and expansion strategy as part of our ESOP lending customer experience. Our team focuses on senior debt transactions that are $3 million and above.

ESOP Finance Transaction Types

The Bankers Trust ESOP Finance team offers a variety of structures, including:

  • Leveraged Financing for 100% Sale of Stock to ESOP
  • Leveraged Financing for Minority Sale of Stock to ESOP
  • Financing for Second Stage ESOP Transactions
  • Working Capital Financing for ESOP Companies
  • Merger and Acquisition Financing
  • Seller Note Refinancing

What is an Employee Stock Ownership Plan (ESOP)?

An Employee Stock Ownership Plan (ESOP) is a qualified retirement plan. The company provides employees an ownership interest over time as a benefit for years of service at no upfront cost to the employee.

Are You Considering Selling to an ESOP?

If you are thinking about transitioning your company to an ESOP, please give one of our team members a call. We will work with you to understand your business and its needs and connect you with our network of advisors, lawyers, accountants, valuation firms and trustees who can help determine the best route for you and your business.

Additional Resources

Bankers Trust is a proud member of the following organizations:

Ready to learn more?

Contact our ESOP team today to get started