Achieve Your Homeownership Dream
Community is a Core Value at Bankers Trust, and we invest in our community by supporting growth, stability and continued success. We strive to meet our communities’ lending and financial services needs with products and services to fit any budget. Our community commitment is so strong that we have even developed flexible and innovative lending and deposit products to help meet all your financial needs:
Community Lending Home Mortgages
For a limited time, Bankers Trust is offering a special rate on our Community Lending Home Mortgage for as low as 4.99% fixed interest rate and 5.07% annual percentage rate (APR). This 30-year fixed-rate mortgage offers up to 97% loan to value without private mortgage insurance (PMI). Our Community Lending Home Mortgage was specifically created to serve low- to moderate-income (LMI) households or middle-income households looking to purchase a property in LMI geography in Maricopa County.
Our team will walk you through loan options that fit your particular situation so you can make an informed decision. Whether you choose to start your mortgage loan prequalification online or want to meet with us in person, we’re ready to get started. Contact our team for full program guidance.
Laurie Segal
VP, Mortgage Loan Originator
(602) 224-2022
[email protected]
NMLS ID#: 767565
Branislav Vujic
AVP, Community Lending Market Manager
(602) 224-2040
[email protected]
NMLS ID#: 553110
Usluge na Bosanko, Srpsko-Hrvatskom Jeziku. мы говорим по-русски
Cristian Felix
Assistant Community Lending Market Manager
(480) 417-4911
[email protected]
NMLS ID#: 2129078
Se Habla Español.
* APR = Annual Percentage Rate. Repayment example: A loan amount of $300,000 with a fixed interest rate of 4.99% and an APR of 5.068% would result in 360 monthly principal and interest payments of $1,608.63. Payments will be higher to account for taxes and insurance. Limited time offer. All loans subject to credit approval and other underwriting conditions. Minimum credit score of 660 required. Limited time offer. Rate subject to change. Equal Housing Lender. Member FDIC.
Foundation Checking
We’re committed to providing safe and affordable banking options to residents in our communities, including a new Bank On certified checking account that makes banking simple and affordable. With Bankers Trust Foundation Checking, you will have a safe place to store your money with added conveniences to access it – all without having to worry about incurring any overdraft fees.** This account is great for those who may be new to banking or who are concerned about overdrawing their account. Learn more about Foundation Checking.
**In certain situations, your account may be overdrawn resulting in a negative account balance. An example of this includes preauthorized debit card transactions. However, you will not be assessed an overdraft fee in these situations. It is advised to rectify the negative account balance once made aware of the overdraft. Under no circumstances should the account remain overdrawn for 10 or more business days. If a deposit to cover the overdraft is not made within 10 business days, your account may be closed. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we may not pay overdrafts if your account is not in good standing, or you are not making regular deposits.
Credit-Builder Credit Cards
Bankers Trust offers a Credit-Builder credit card designed for individuals (18 and older) who have no credit history. The card will help
you establish credit while also helping you meet your financial needs and future goals. The card offers convenient features, like contactless technology to just tap and go, chip-based technology for extra security and compatibility with several mobile wallets. The Credit-Builder credit card comes with:
- 0% Introductory APR for the first six months on purchases and balance transfers. After the introductory period, a variable 17.50% APR.***
- Credit limits ranging from $50-$500 and up to $1,000 for qualified customers
- VISA Card benefits (Zero Liability, Roadside Dispatch®, ID Navigator Powered by NortonLifeLock)
***The 0% Introductory Annual Percentage Rate (APR) applies to purchases and balance transfers and is valid for the first 6 billing cycles. The Introductory Rate does not apply to cash advances. After the introductory period, the annual percentage rate may vary. $0 introductory balance transfer fee for the first six months. After that, a fee of $10 or 2% of each transfer, whichever is greater. Cash Advance and Overdraft Advance Fee per transaction: 2% or $10 minimum. Foreign Transaction Fee per transaction: 1%. Minimum Interest Charge: $0.50. $25 Annual Membership Fee. Floor Rate: 2% APR. Ceiling Rate: 21% APR. For more detail, please see Credit Card Agreement for Bankers Trust Visa® Gold Accounts link below.
Read this Bankers Trust Education Center article to learn more about Credit-Builder credit cards, and visit a local Bankers Trust location to speak to a representative about applying.