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Des Moines/Personal Banking/Certificate of Deposit

Certficate of Deposit (CD)

Certificate of Deposit (CD)

A Great savings option

Bankers Trust's Certificates of Deposit offer the flexible terms you are seeking.

    Benefits Include:
  • Tiered interest rates based on opening deposit and term
  • Interest compounded annually
  • Interest disbursed by ACH to your account at another institution or by transfer to your Bankers Trust account monthly, quarterly, semi-annually or annually
  • Automatic renewal option available
  • $1000 minimum deposit required to open
  • Lower minimum deposit required for savers under age 18
  • Bankers Trust Wellness Option allows early withdrawal without penalty* when you have a Bankers Trust primary checking account and need to redeem CD early due to medical emergency.
  • FDIC Insured

Stop in one of our many branches to open your Certificate of Deposit today. 
If you need more information call us at (515) 245-2863, 1-800-362-1688 or e-mail us at

Additional disclosures regarding this account are found in the Consumer Terms and Conditions​

Current Annual Percentage Yield information is also available on the Banker Trust interest rate sheet​, or you may call Customer Service at (515) 245-2863.

Substantial penalty for early withdrawal

*Federal law requires a penalty of seven days simple interest be paid on amounts withdrawn within the first six days after a deposit or partial deposit.

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Equal Housing Lender Member FDIC, Affirmative Action/Equal Opportunity Employer