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Des Moines/Personal Banking/Direct Checking

Direct Checking

Direct Checking

If you're looking for a hassle-free checking account, look no further than our Direct Checking account. Direct Checking offers you all the conveniences of a checking account with no minimum balance required.

    Benefits Include:
  • No minimum balance required.
  • No monthly fee with Direct Deposit, Internet Bill Pay activation, or two or more ACH debits in a month.*
  • Unlimited check writing.
  • Free e-statements
  • Internet Banking
  • Free ATM transactions at over 100 local ATMs in the Des Moines metro area.
 * $10.99 no activity fee in the absence of direct deposit or fewer than two ACH debit per statement cycle or if Bill Pay is not activated.
Stop in one of our many branches to open your Direct Checking account today or click here ​to open the account online. 
If you need more information call us at (515) 245-2863, 1-800-362-1688 or e-mail us at

Additional disclosures regarding this account are found in the Consumer Terms and Conditions​. ​

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Member FDIC Equal Housing Lender
Equal Housing Lender Member FDIC, Affirmative Action/Equal Opportunity Employer