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Des Moines/Personal Banking/Individual Retirement Account

Individual Retirement Account (IRA)

Individual Retirement Account (IRA)

Start planning for your future today with Bankers Trust.

Individual Retirement Accounts are one of the most viable answers to the question of how to assure a secure retirement. IRAs offer tax benefits*, independence, accessibility and flexibility. Bankers Trust offers both Traditional IRAs and Roth IRAs.

    The requirements for contributing to an IRA are few. You can contribute:
  • If you have earned income from employment
  • Up to a maximum of $5,000 per year, per IRA holder
  • An extra $1,000 "catch-up" contribution per year at age 50 and older
  • If you are under age 70½ (Traditional IRA only)
  • $200 minimum contribution
    Other Features Include:
  • Various investment terms
  • No annual fee
  • $50 minimum deposit required for Auto-Save IRAs
  • Penalty for early withdrawal
  • Termination fee when plan is closed
  • FDIC Insured up to $250,000 separately of other deposit categories

Stop in one of our many branches to open your Individual Retirement Account today. 
If you need more information call us at (515) 245-2863, 1-800-362-1688 or e-mail us at

Additional disclosures regarding this account are found in the Consumer Terms and Conditions​

* Please consult a tax advisor for tax benefits.

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