Private Banking Services for Physicians
The Bankers Trust Private Banking team is dedicated to providing physicians with responsive and reliable service, as well as a suite of customized solutions to help you achieve your financial goals. In addition to deposit accounts, physicians have access to advice specific to their unique financial needs, mortgage programs offered exclusively to physicians, access to business banking resources and more.
Key Private Banking Services Include:

Customized Credit Solutions
Our collection of loans and other lending products fit a variety of personal and business banking needs.

Deposit Solutions
We offer a comprehensive range of enhanced banking products and services to help our clients build and maintain wealth.

Account Access and Complimentary Services
No matter where you are or how you like to manage your accounts, Bankers Trust offers a variety of tools and services to help.
Meet Private Banking Partner Justin Kitzinger

Justin Kitzinger
- AVP, Private Banking Officer
- NMLS ID#: 1940141
- 620 S 60th St.
- West Des Moines, IA 50266
- (515) 245-2968
- [email protected]
Justin has 18 years of experience in financial services and is passionate about serving the needs of his clients and community. As a Private Banker, Justin understands how important responsiveness is, and strives to provide thoughtful and customized solutions for your needs.
Doctor Loan Program
The Bankers Trust Doctor Loan Program was created for medical physicians (or residents with employment contract), dentists and orthodontists in Central Iowa. Key features of the program include:
- 100% financing
- No Private Mortgage Insurance (PMI)
- Fixed and adjustable rate mortgage
- No loan origination fee
- Quick pre-qualification process
The program is for the primary residence and is subject to credit approval. Loans are up to $1 million with six months of reserves and require a minimum credit score of 700.
Meet Home Mortgage Partner Phyllis Fevold

Phyllis Fevold
- Residential Mortgage Originator
- NMLS ID#: 406020
- (515) 598-4323
- [email protected]
Phyllis has over 25 years of mortgage industry experience, and she has worked with many physicians to provide the best home lending solutions. Phyllis and Justin work in partnership to provide the best products and services for your financial needs.