As a Bankers Trust customer, you may be rewarded with special pricing and benefits for using multiple bank products and services as part of our Benefits Banking package. We offer two benefits packages based on your stage in life: the Relationship Package for customers with multiple accounts, and the eVolve Package for youth ages 13-22.
The Benefits Banking Relationship Package helps you earn rewards for using multiple Bankers Trust accounts. The more Bankers Trust products and services you use, the higher your rewards.
You may already qualify! A Benefits Banking Relationship Package links your eligible personal checking account to other eligible consumer products and services you have at the bank. The aggregated balances, activity, and any additional services of your eligible accounts determine your reward level — Bronze, Silver, Gold, or Platinum. As your relationship with Bankers Trust grows and changes, your benefits do too.
Relationship Package Qualifications and Reward Levels
|Package enrollment requires an anchor checking account
|$5,000 combined average monthly balances of checking and/or savings
10 debit transactions of any amount
2 credit transactions of $200 or more each. Debit and credit transactions must be on the anchor account.
|$15,000 combined average monthly balance of checking, savings, CD and/or IRAs
3 of the following:
|$25,000 combined average monthly balances of checking, savings, CDs and/or IRAs
$50,000 current principal balance of loans and lines of credit
5 of the following:
| $50,000 combined average monthly balances of checking, savings, CDs and/or IRAs
$100,000 current principal balance of loans and lines of credit
A Home Mortgage Loan with Bankers Trust Real Estate Department2
|Earn Higher Interest Rates**|
|CD/IRA Interest Rate Increase||0.05%||0.10%||0.15%||0.20%|
|Savings Interest Rate Increase||–||–||0.10%||0.20%|
|Waived monthly maintenance fee||–||Yes3||Yes||Yes|
|Refund of up to $5.00 ATM transaction charges (assessed by Bank)||–||–||Yes||Yes|
|Refund of up to $10 ATM surcharges (assessed by owner or operator of ATM)4||–||–||–||Yes|
|Refund Cashier’s Check Fees (No limit)||–||–||Yes||Yes|
|Refund of overdraft protection transfer fees5||–||–||Yes||Yes|
|Refund Stop Payment Fees||–||–||–||Yes|
|Refund up to 2 incoming Domestic Wire Transfer Fees||–||–||–||Yes|
No limit on the number of CD or savings accounts that can receive higher interest rate. All qualifying transactions must post and settle during the evaluation period. Scheduled payments that have not yet posted do not count toward the required transactions.
The Bankers Trust eVolve Package comes with benefits designed for customers ages 13 to 22. It allows your banking relationship to evolve with you as you transition through educational and financial milestones. eVolve Package Benefits include:
- Consumer checking account with no monthly maintenance fees
- One additional consumer account with no monthly maintenance fees
- Easy access to Internet Banking, Mobile Banking, Bill Pay, and eStatements
You may already qualify! As long as you maintain an eligible consumer checking account and are between the ages of 13 and 22, you will qualify for all the benefits of the eVolve Package.
Call or visit your branch to take advantage of Benefits Banking today! Contact us with questions or for more information using the form below.
1 You may enroll in the eStatements service and receive electronic statements at no charge. To enroll in the eStatements service, you must first enroll in Internet Banking at www.bankerstrust.com. After logging in to Internet Banking, select the Customer Services tab and click on Change Statement Delivery Method to begin enrollment.
2 Home Mortgage Loan with the Bankers Trust Real Estate Department for the purchase of property or to refinance an existing mortgage loan, and the mortgage loan is subsequently sold in the secondary market, are eligible for the Platinum benefits level for two years from the date of the loan. At the expiration of the two-year grace period, customers must meet the balance or qualifying transactions and additional services required to be eligible.
3 Monthly maintenance fee waived on up to four checking and savings accounts (including the anchor account). These accounts will be determined during enrollment or assigned automatically by the system based on the balance in the account.
4 The average balance for the current statement cycle must be zero or greater in order to receive refunds or Transfer fees and ATM surcharges.
5 Accounts with a negative average balance for the current statement cycle are not eligible for refunds of deposit-to-deposit account transfer fees.
** Relationship Package Bonus Interest Rate Terms
Rate information – The interest rate on your account is the initial base interest rate stated on you signature card, plus a bonus interest rate, if applicable. Your interest rate, annual percentage yield, and the applicable benefits level may change while enrolled in the Relationship Package. interest rates and APYs, including, but not limited to Bonus Interest Rate APYs, are subject to change at Bankers Trust’s sole discretion and without notice.
Determination of rate – The interest rate on your account is based on the initial based interest rate, plus the bonus interest rate corresponding to the benefits level which you qualify for during the evaluation period.
Frequency of rate changes – Your bonus interest rate on your account may change every time you qualify for a different benefits level. Bankers Trust may change interest rates and APYs, including, but not limited to Bonus Interest Rate APYs, at any time and at Bankers Trust’s sole discretion.
Limitations on rate changes – The interest rate will not drop below the initial base interest rate disclosed to you on your Signature Card.