As a Bankers Trust customer, you may be rewarded with preferential pricing and benefits for using multiple bank products and services as part of our Benefits Banking package. We offer two benefits packages based on your stage in life: the Relationship Package for customers with multiple accounts, and the eVolve Package for youth ages 13-22.
The Benefits Banking Relationship Package helps you earn rewards for using multiple Bankers Trust accounts. The more Bankers Trust products and services you use, the higher your rewards!
You May Already Qualify – A Benefits Banking Relationship Package links your eligible personal checking account to other eligible consumer products and services you have at the bank. The aggregated balances, activity, and any add-on services of your eligible accounts determine your reward level — Bronze, Silver, Gold, or Platinum. As your relationship with Bankers Trust grows and changes, your benefits do too!
Relationship Package Qualifications and Reward Levels
|Package enrollment requires an anchor checking account
|$5,000 combined checking and savings balances
10 debit transactions of any amount
2 credit transactions of $200 or more each1
|$15,000 combined deposit account balances
3 of the following:
|$25,000 combined deposit account balances
$50,000 outstanding Consumer Lending Balances
5 of the following:
| $50,000 combined deposit account balances
$100,000 outstanding consumer lending balances
|Earn Higher Interest Rates|
|CD/IRA Interest Rate Increase||0.02%||0.05%||0.07%||0.10%|
|Savings Interest Rate Increase||–||–||0.05%||0.10%|
|Waived Checking and Savings Account Maintenance Fees (Max. 4 accounts including anchor)||–||Max. 4 accounts including anchor||X||X|
|Refund ATM Transaction Fees* (Up to $5 among qualifying accounts)||–||–||X||X|
|Refund ATM Surcharge** (Up to $10 among qualifying accounts)||–||–||–||X|
|Refund Cashier’s Check Fees (No limit)||–||–||X||X|
|Refund of Transfer Fees (No limit; For overdraft protection, exceptions apply***)||–||–||X||X|
|Refund Check Stop Payment Fees (No limit)||–||–||–||X|
|Refund Incoming Wire Fees (Limit 2)||–||–||–||X|
No limit on the number of CD or savings accounts that can receive higher interest rate.
The Bankers Trust eVolve Package comes with benefits designed for customers ages 13 to 22. It allows your banking relationship to evolve with you as you transition through educational and financial milestones. eVolve Package Benefits include:
- Consumer checking account with no monthly maintenance fees
- One additional consumer account with no monthly maintenance fees
- Easy access to Internet Banking, Mobile Banking, Bill Pay, and eStatements
You May Already Qualify – As long as you maintain an eligible consumer checking account and are between the ages of 13 and 22, you will qualify for all the benefits of the eVolve Package.
Take advantage of Benefits Banking today!
* ATM fees assessed by Bankers Trust.
** ATM fees assessed by ATM operator.
*** 5 qualifying bill pay transactions must post and settle during the evaluation period. Scheduled payments that have not yet posted do not count toward the required transactions.
1 10 qualifying debit and 2 qualifying credit transactions must be made and posted during the evaluation period. Transactions made on Saturdays or federal holidays, for example, are not posted until the following business day.
2 15 qualifying debit card transactions must post and settle during the evaluation period. Qualifying transactions are point-of-sales debit card transactions; ATM transactions do not count toward the required transactions.
3 5 qualifying bill pay transactions must post and settle during the evaluation period. Scheduled payments that have not yet posted do not count toward the required transactions.
4 You may enroll in the online documents service and receive electronic statements at no charge. To enroll in the online documents service, you must first enroll in Internet Banking. After logging in to Internet Banking, select the Customer Service tab and click on Change Statement Delivery Method to begin enrollment. If you have a Max Checking account, your account may be subject to a paper statement fee if you do not enroll in online documents.