Mortgage Loans

Buying a house is a big process, and Bankers Trust’s professionals have the experience to help your mortgage loan process go smoothly. Our mortgage loan originators are highly knowledgeable in their industry, and can help you through every step of financing your home. We are known for our personal and local service, so you can meet with your loan originator easily and know that your loan is processed here – not sent to an out-of-town processing center.

When it comes to choosing a mortgage loan, the “right” loan is different for everybody. Our loan originators will walk you through loan options that fit your particular situation so you can make an informed decision. Whether you choose to start your mortgage loan application online or want to meet with us in person, we’re ready to get started.

Prequalify Online      Apply Online

Prequalification

When you’re in the market to purchase a new home, it’s a good idea to start with a mortgage prequalification from Bankers Trust. Why get prequalified for a mortgage loan? First and foremost, it sends a message to your real estate agent and sellers that you have ready access to financing for up to a specified amount — so they take you more seriously. It also tells you how much home you can afford, which provides peace of mind. Prequalification considers your credit score, income, debt and assets.

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Mortgage Rates

4.625% 4.000% 5.625%
APR: 4.692% APR: 4.111% APR: 5.812%
30 Year Rate* 15 Year Rate* 30 Year CRA Rate**

* 15 & 30 Year Conventional Rates – The Annual Percentage Rate (APR) is based on a loan amount of $200,000.00 with a 20% down payment, a credit score of at least 740, as well as common and customary closing costs. Monthly payments for a 15 year loan at % would be 180 payments of $ (principal and interest). Monthly payments for a 30 year loan at % would be 360 payments of $ (principal and interest). Rates are not guaranteed until lock-in.

** 30 Year CRA Rate Example – The Annual Percentage Rate (APR) is based on a loan amount of $200,000.00 at %, a 1% origination fee, plus customary closing costs. Monthly payments would be 360 payments of $ (principal and interest). Rates are not guaranteed until lock-in.

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