Checking

Whether you’re 14 or 104, Bankers Trust has a checking account to suit your needs. Our friendly banking staff makes the process of opening an account simple – so simple you can open most checking accounts online!

Checking Accounts

BreakFree Checking

A BreakFree checking account is ideal for those who regularly use their debit card and are looking for a flexible, interest-earning account.

  • Other features include:

    • No minimum balance requirement
    • No monthly maintenance fees with 12 or more debit card transactions*
    • Interest paid monthly
    BreakFree Checking Balance Annual Percentage Yield (APY)
    Less than $5,000.00 0.50
    $5,000 and over 0.45

    APY effective September 27, 2022 and subject to change without warning. 


    * Qualifying debit card transactions must post and settle during the statement cycle. ATM transactions do not count toward the required transactions.​
    * Monthly maintenance fee of $15.00 (plus sales tax, if applicable) is applied when qualifying debit card transactions are not met.

Direct Checking

Direct checking provides all the convenience of a checking account – with no minimum balance requirement.

    • No minimum balance requirement
    • A no-activity fee of $10.99 (plus applicable sales tax) will be waived if direct deposits (ACH credits) and/or Express Deposits (aka mobile deposits) totaling at least $500 post & settle on your account during your statement cycle. This fee is waived if the primary accountholder (first-named owner) is age 55 or older.
    • Unlimited check writing

Interest Checking

If you maintain a minimum daily checking account balance of $1,500 or more, our Interest checking account is for you. We’ll put every penny to work with features including:

    • No monthly maintenance fees with $1,500 minimum daily balance*
    • Interest paid monthly
    • Higher APY as checking account balance increases
    Interest Checking Balance Annual Percentage Yield (APY)
    Less than $2,500.00 0.55
    $2,500.00 to $14,999.99 0.57
    $15,000.00 to $29,999.99 0.60
    $30,000.00 and over 0.62

    APYs effective as of September 27, 2022, and subject to change without notice. Fees may reduce earnings.


    * Monthly maintenance fee of $15.00 (plus sales tax, if applicable) if minimum balance requirements are not met.

Secure LifeStyles Checking

The Secure LifeStyles checking account was created with our SLC members in mind. SLC members earn exclusive benefits on their accounts and a variety of other perks, as well!

  • Features of our Secure LifeStyles checking accounts include:

    • No minimum balance
    • No monthly maintenance fees
    • Interest paid monthly
    • Discounts on other bank services

Classic Minor Checking

A Classic Minor checking account makes it easy for individuals under the age of 18 to securely manage their money. An adult co-owner must be present to open an account.

    • No minimum balance required
    • No monthly maintenance fees
    • Free first order of 50 standard checks

Additional Information

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