Checking

Whether you’re 14 or 104, Bankers Trust has a checking account to suit your needs. Our friendly banking staff makes the process of opening an account simple – so simple you can open most checking accounts online!

Checking Accounts

BreakFree Checking

A BreakFree checking account is ideal for those who regularly use their debit card and are looking for a flexible, interest-earning account.

  • Other features include:

    • No minimum balance requirement
    • No monthly maintenance fees with 12 or more debit card transactions*
    • Interest paid monthly
    BreakFree Checking Balance Annual Percentage Yield (APY)
    Less than $5,000.00 0.10
    $5,000 and over 0.05

    APY effective January 10, 2022 and subject to change without warning. 

    * Qualifying debit card transactions must post and settle during the statement cycle. ATM transactions do not count toward the required transactions.​
    * Monthly maintenance fee of $15.00 (plus sales tax, if applicable) is applied when qualifying debit card transactions are not met.

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Direct Checking

Direct checking provides all the convenience of a checking account – with no minimum balance requirement.

    • No minimum balance requirement
    • No monthly fee with direct deposits or mobile deposits totaling $500 or more per month
    • Unlimited check writing

    * $10.99 no-activity fee (plus sales tax, if applicable) is applied when qualifying direct deposits or mobile remote deposits are not made.

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Interest Checking

If you maintain a minimum daily checking account balance of $1,500 or more, our Interest checking account is for you. We’ll put every penny to work with features including:

    • No monthly maintenance fees with $1,500 minimum daily balance*
    • Interest paid monthly
    • Higher APY as checking account balance increases
    Interest Checking Balance Annual Percentage Yield (APY)
    Less than $2,500.00 0.05
    $2,500.00 to $14,999.99 0.07
    $15,000.00 to $29,999.99 0.10
    $30,000.00 and over 0.12

    APYs effective as of January 10, 2022, and subject to change without notice. Fees may reduce earnings.

    * Monthly maintenance fee of $15.00 (plus sales tax, if applicable) if minimum balance requirements are not met.

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Secure LifeStyles Checking

The Secure LifeStyles checking account was created with our SLC members in mind. SLC members earn exclusive benefits on their accounts and a variety of other perks, as well!

  • Features of our Secure LifeStyles checking accounts include:

    • No minimum balance
    • No monthly maintenance fees
    • Interest paid monthly
    • Discounts on other bank services
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Classic Minor Checking

A Classic Minor checking account makes it easy for individuals under the age of 18 to securely manage their money. An adult co-owner must be present to open an account.

    • No minimum balance required
    • No monthly maintenance fees
    • Free first order of 50 standard checks
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Additional Information

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