No matter your place in life, Bankers Trust has a checking account to fit your needs. Our friendly banking staff makes the process of opening an account so simple you can open most checking accounts online!

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Breakfree Checking and Direct Checking Accounts are considered primary checking accounts.

Learn how you can earn $400 when you open a primary checking account.

Learn more about our “Bank On Certified Account” Foundation Checking.

*Qualifying debit card transactions must post and settle during the statement cycle. ATM transactions do not count toward the required transactions.

**$10.99 no-activity fee (plus sales tax, if applicable) is applied when qualifying direct deposits or mobile deposits do not post and settle on your account.


***Minimum daily balance is determined based on balances during the statement cycle.

Checking Account Annual Percentage Yields (APYs)

Effective Date: June 22nd, 2025

The annual percentage yield (APY) may change without notice. Fees may reduce earnings.

BreakFree Checking Account APYs

Account BalanceAPY
Less than $5,000.000.60%
$5,000.00 and over0.55%

Interest Checking Account APYs

Account BalanceAPY
Less than $2,500.000.70%
$2,500.00 to $14,999.990.72%
$15,000.00 to $29,999.990.75%
$30,000 and over0.77%