Community Reinvestment Act

Community is one of our Core Values at Bankers Trust, which is why we invest in the community by supporting and encouraging growth, stability and continued success. Bankers Trust acknowledges the importance of the Community Reinvestment Act (CRA) in meeting our communities’ credit needs and ensures credit is extended to all sectors of our community.

This page serves as Bankers Trust’s CRA Public File and meets the requirements set forth by the FDIC [12 C.F.R. §345.43]. If you have trouble accessing the documents on this page or would prefer to review a hard copy of the CRA Public File, please contact Joshua Kummer, Fair Banking Officer.

CRA Public Comments

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    CRA Public Comments address the bank’s performance in helping meet the community credit needs. View public comments Bankers Trust has received in the current year and prior two calendar years here.

CRA Performance Evaluation

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    Read the bank’s most recent CRA Performance Evaluation, which documents the bank’s record of meeting the credit needs of it’s communities, including low-to-moderate income neighborhoods. Bankers Trust holds an “Outstanding” CRA rating.

Bankers Trust Locations and Hours

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    Bankers Trust has 17 branches, located in Central Iowa, Eastern Iowa and Phoenix, Arizona. Find locations and hours here and demographic information for each branch here.

Branch Openings and Closings

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    Branches Opened and Closed in 2021

    None

    Branches Opened and Closed in 2022

    Branch Status Address Census Tract Tract Income Level
    Service Discontinuation – Mobile Branch 13731 Hickman Rd,
    Urbandale, IA 50323    		 0113.04 Upper
    Service Discontinuation – Mobile Branch 9225 Cascade Ave,
    West Des Moines, IA 50266    		 0508.12 Upper

    Branches Opened and Closed YTD 2023

    Branch Status Address Census Tract Tract Income Level
    Closed – Mobile Branch 453 7th Street,
    Des Moines, IA 50309    		 0051.01 Upper
    Closed – Mobile Branch 11111 University Ave,
    Clive, IA 50325    		 0112.06 Upper
    Closed – Mobile Branch 150 East Euclid,
    Des Moines, IA 50313    		 0004.00 Moderate
    Closed – Mobile Branch 3905 Merle Hay Road,
    Des Moines, IA 50310    		 0008.01 Middle
    Closed – Mobile Branch 655 East Army Post Road,
    Des Moines, IA 50315    		 0047.02 Moderate
    Closed – Mobile Branch 110 South East Main,
    Grimes, IA 50111    		 0113.03 Middle
    Closed – Mobile Branch 13731 Hickman Road,
    Urbandale, IA 50323    		 0113.04 Upper
    Conversion – Messenger Branch 7000 University Ave,
    Des Moines, IA 50311    		 0112.01 Middle
    Conversion – Messenger Branch 201 1st Street,
    Cedar Rapids, IA 52401    		 0019.00 Low

Personal and Business Banking Products and Services

Bankers Trust Assessment Areas

CRA Disclosure Statement

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    Bankers Trust discloses lending activity for the prior two calendar years. Access the bank’s 2020 and 2021 CRA Disclosure Statements.

Home Mortgage Disclosure Act (HMDA) Disclosure Statement

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    HMDA data about our residential mortgage lending is available online for review. The data shows geographic distribution of loans and applications, ethnicity, race, sex, age, and income of applicants and borrowers, and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. Find this information by visiting the Consumer Financial Protection Bureau.

    Questions and comments can be directed to:
    Bankers Trust
    ATTN: Joshua Kummer, Fair Banking Officer
    453 7th Street
    Des Moines, IA 50309