Community Reinvestment Act

Community is one of our Core Values at Bankers Trust, which is why we invest in the community by supporting and encouraging growth, stability and continued success. Bankers Trust acknowledges the importance of the Community Reinvestment Act (CRA) in meeting our communities’ credit needs and ensures credit is extended to all sectors of our community.

This page serves as Bankers Trust’s CRA Public File and meets the requirements set forth by the FDIC [12 C.F.R. §345.43]. If you have trouble accessing the documents on this page or would prefer to review a hard copy of the CRA Public File, please contact Leah Haywood, Fair Banking Officer.

CRA Public Comments

• Details
  CRA Public Comments address the bank’s performance in helping meet the community credit needs. View public comments Bankers Trust has received in the current year and prior two calendar years here.

CRA Performance Evaluation

• Details
  Read the bank’s most recent CRA Performance Evaluation, which documents the bank’s record of meeting the credit needs of it’s communities, including low-to-moderate income neighborhoods. Bankers Trust holds an “Outstanding” CRA rating.

Bankers Trust Locations and Hours

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  Bankers Trust has 17 branches, located in Central Iowa, Eastern Iowa and Phoenix, Arizona. Find locations and hours here and demographic information for each branch here.

Branch Openings and Closings

• Details

  View branch openings and closings from the past three years here.

Personal and Business Banking Products and Services

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  Bankers Trust offers a wide variety of personal and business banking products and services to meet our communities’ financial needs. Access the personal banking fee schedule and the business banking fee schedule.

Bankers Trust Assessment Areas

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  Bankers Trust Assessment Areas represent geographic locations including census tracts and demographic data in which the bank provides its products and services.

CRA Disclosure Statement

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  Bankers Trust discloses lending activity for the prior two calendar years. Access the bank’s 2021 and 2022 CRA Disclosure Statements.

Home Mortgage Disclosure Act (HMDA) Disclosure Statement

• Details
  HMDA data about our residential mortgage lending is available online for review. The data shows geographic distribution of loans and applications, ethnicity, race, sex, age, and income of applicants and borrowers, and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. Find this information by visiting the Consumer Financial Protection Bureau.

  Questions and comments can be directed to:
  Bankers Trust
  ATTN: Leah Haywood, Fair Banking Officer
  453 7th Street
  Des Moines, IA 50309