Community Reinvestment Act
Community is one of our Core Values at Bankers Trust, which is why we invest in the community by supporting and encouraging growth, stability and continued success. Bankers Trust acknowledges the importance of the Community Reinvestment Act (CRA) in meeting our communities’ credit needs and ensures credit is extended to all sectors of our community.
This page serves as Bankers Trust’s CRA Public File and meets the requirements set forth by the FDIC [12 C.F.R. §345.43]. If you have trouble accessing the documents on this page or would prefer to review a hard copy of the CRA Public File, please contact Joshua Kummer, Fair Banking Officer.
CRA Public Comments
CRA Public Comments address the bank’s performance in helping meet the community credit needs. View public comments Bankers Trust has received in the last two calendar years here.
CRA Performance Evaluation
Read the bank’s most recent CRA Performance Evaluation, which documents the bank’s record of meeting the credit needs of it’s communities, including low-to-moderate income neighborhoods. Bankers Trust holds an “Outstanding” CRA rating.
Bankers Trust Locations and Hours
Branch Openings and Closings
Branch changes in 2020:
Address: 1650 SE Holiday Crest Cir. Waukee, IA 50263
Census Tract: 0508.07
Tract Income Level: Middle
Branch status: Closed**
Address: 1701 Campus Dr, Clive, IA 50325
Census Tract: 0112.06
Tract Income Level: Upper
Branch status: Closed**
**Mobile branch located within assisted living facility.
Branch changes in 2021:
Branch changes in 2022:
Personal and Business Banking Products and Services
Bankers Trust Assessment Areas
Bankers Trust Assessment Areas represent geographic locations including census tracts and demographic data in which the bank provides its products and services.
CRA Disclosure Statement
Home Mortgage Disclosure Act (HMDA) Disclosure Statement
HMDA data about our residential mortgage lending is available online for review. The data shows geographic distribution of loans and applications, ethnicity, race, sex, age, and income of applicants and borrowers, and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. Find this information by visiting the Consumer Financial Protection Bureau.
Questions and comments can be directed to:
ATTN: Joshua Kummer, Fair Banking Officer
453 7th Street
Des Moines, IA 50309