Community Reinvestment Act

Community is one of our Core Values at Bankers Trust, which is why we invest in the community by supporting and encouraging growth, stability and continued success. Bankers Trust acknowledges the importance of the Community Reinvestment Act (CRA) in meeting our communities’ credit needs and ensures credit is extended to all sectors of our community.

This page serves as Bankers Trust’s CRA Public File and meets the requirements set forth by the FDIC [12 C.F.R. §345.43]. If you have trouble accessing the documents on this page or would prefer to review a hard copy of the CRA Public File, please contact Joshua Kummer, Fair Banking Officer.

CRA Public Comments

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    CRA Public Comments address the bank’s performance in helping meet the community credit needs. View public comments Bankers Trust has received in the last two calendar years here.

CRA Performance Evaluation

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    Read the bank’s most recent CRA Performance Evaluation, which documents the bank’s record of meeting the credit needs of it’s communities, including low-to-moderate income neighborhoods. Bankers Trust holds an “Outstanding” CRA rating.

Bankers Trust Locations and Hours

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    Bankers Trust has 17 branches, located in Central Iowa, Eastern Iowa and Phoenix, Arizona. Find locations and hours here and demographic information for each branch here.

Branch Openings and Closings

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    Branch changes in 2020:

    Address: 1650 SE Holiday Crest Cir. Waukee, IA 50263
    Census Tract: 0508.07
    Tract Income Level: Middle
    Branch status: Closed**

    Address: 1701 Campus Dr, Clive, IA 50325
    Census Tract: 0112.06
    Tract Income Level: Upper
    Branch status: Closed**
    **Mobile branch located within assisted living facility. 

    Branch changes in 2021:


    Branch changes in 2022:


Personal and Business Banking Products and Services

Bankers Trust Assessment Areas

CRA Disclosure Statement

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    Bankers Trust discloses lending activity for the prior two calendar years. Access the bank’s 2019 and 2020 CRA Disclosure Statements.

Home Mortgage Disclosure Act (HMDA) Disclosure Statement

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    HMDA data about our residential mortgage lending is available online for review. The data shows geographic distribution of loans and applications, ethnicity, race, sex, age, and income of applicants and borrowers, and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. Find this information by visiting the Consumer Financial Protection Bureau.

    Questions and comments can be directed to:
    Bankers Trust
    ATTN: Joshua Kummer, Fair Banking Officer
    453 7th Street
    Des Moines, IA 50309