Business Banking
At Bankers Trust you’ll receive a financial partner that cares about your business as much as you do. Learn more about our products and services for small to medium businesses, including deposit accounts and cash management, as well as lending, including Small Business Administration (SBA) lending.
Business Banking Deposit Accounts and Cash Management
No matter the type of deposit account your business may need, Bankers Trust has you covered. We offer a variety of accounts for businesses of all sizes. And, all of our deposit accounts come with a variety of digital banking tools and security features that help make your banking more efficient and provide peace of mind.
Checking Accounts
Bankers Trust offers checking account options designed to meet your business’s needs today and in the future.
- Business Banking – Designed for the growing business with additional features to improve your efficiency.
- Business Select – Designed for businesses with low to medium transaction volumes.
Savings Accounts
Low minimum balance requirement and a competitive interest rate make the Bankers Trust Business Regular Savings account a valuable tool for businesses of all sizes.
Cash Management
Bankers Trust has capabilities to support your cash management needs, with enhanced technology including ACH, sending wires from your desk and other debit and credit card capabilities.
Card Services
Business Credit Cards
Suitable for businesses of all sizes, the Bankers Trust Business Credit Card helps employees make purchases more efficiently and provides your company with a detailed statement for auditing and expense tracking. You determine which employee receives a company credit card, individual credit limits and cash access, and whether you prefer individual or corporate billing.
Business Advantage Debit Cards
The Bankers Trust Business Advantage Debit Cards enable you to set different limits for each of your cardholders. These cards are a secure and convenient way to manage your money and can be instantly issued from our branch locations. Online account access also allows you to monitor and mitigate fraudulent transactions in real-time, making Business Advantage Debit Cards both secure and convenient.
MyPayCard
MyPayCard is a prepaid Visa debit card that’s packed with powerful benefits for both employers and employees. A great alternative to direct deposit payroll, MyPayCard helps employers reduce costs, be more efficient and diminish the risk of check fraud. Employees enjoy the time and money savings, as well as enhanced security features.
Gift Cards
Show your employees how much you appreciate their work by rewarding them with a Bankers Trust Visa Gift Card! Keep several on hand and be ready to give on-the-spot rewards for going above and beyond. When you order in bulk, you can request custom-embossed messages such as “Thank You” or “Happy Holidays.”
In addition, all business banking customers have access to helpful tools, including:
Online Banking
Bill Pay
Mobile Deposit
Business Banking Lending
As Iowa’s largest community bank, Bankers Trust is a constant resource for growth, and we provide the proactive expertise to help meet your business banking and lending needs, including:
- Providing working capital
- Purchasing equipment
- Purchasing, renovating, expanding, and constructing owner-occupied real estate
- Buying out a partner or partners
- Transitioning ownership to the next generation
- Acquiring a business
- Supporting export sales
When you partner with Bankers Trust, you benefit from our fast and efficient loan application and approval process, clear and transparent communication and the peace of mind knowing your small to medium business’s finances are secure.
SBA Lending
Bankers Trust is committed to entrepreneurs and businesses in our community. We offer flexible business lending, such as U.S. Small Business Administration (SBA) government-guaranteed loans.
Bankers Trust is an active participant in SBA lending programs and has earned preferred lender status for SBA loans. As a preferred lender, Bankers Trust is among the SBA’s best lenders who have the authority to make final credit decision – often resulting in a faster loan process for your small or medium business.
The SBA’s lending programs help businesses secure loans for up to $5 million. Loans can be used for a variety of business growth and expansion needs.
SBA loan programs enable Bankers Trust to offer government-guaranteed loans for small or medium businesses with:
- Loans involving a higher element of risk
- A possible collateral shortfall
- Repayment based on projected income
SBA Lending Contacts
Alex Demkiw
VP, Government Guaranteed Lending Manager
201 1st St. SE
Cedar Rapids, IA 52401
(319) 866-7231
[email protected]
Ready to get started?
Contact a business banker in your area.
Central Iowa
Chad Solberg
VP, Business Banking Manager
453 7th Street
Des Moines, IA 50309
(515) 245-2409
[email protected]
Kevin Kisker
VP, Business Banking Relationship Manager
1925 N. Ankeny Blvd
Ankeny, IA 50023
(515) 245-5486
[email protected]
Nick Zimmer
AVP, Business Banking Relationship Manager
1925 N. Ankeny Blvd
Ankeny, IA 50023
(515) 245-2449
[email protected]
Jordan Niewoehner
AVP, Business Banking Relationship Manager
1925 N. Ankeny Blvd
Ankeny, IA 50023
(515) 245-5290
[email protected]
Eastern Iowa
John Armon
VP, Commercial Relationship Manager
201 1st St. SE
Cedar Rapids, IA 52401
(319) 866-7223
[email protected]
Arizona
Karl Klingenberg
VP, Business Banking Relationship Manager
2525 E. Camelback Road, Suite 100
Phoenix, AZ 85016
(602) 224-2021
[email protected]