Commercial
Real Estate
Bankers Trust delivers commercial real estate financing solutions with flexible terms and a creative approach. We keep our focus on credit quality as we continually refine our products and services. That strategy has made us the bank of choice for many real estate developers and investors . With Bankers Trust, sound decisions can be made quickly.
Our professionals understand your needs and work with you to move your project forward. The Bankers Trust Commercial Real Estate team offers:
- Long-term industry relationships in our market areas
- Significant experience (several team members with over 25 years)
- Same-day return calls on inquiries about loans or deposits
- Minimal to no staff turnover in the past decade


Learn More About Our Commercial Real Estate Financing Options
Construction Financing
Construction financing for all commercial property types is a straightforward process through Bankers Trust’s Commercial Real Estate division. Expand or develop income-producing office, retail, multi-family and industrial projects with a lending program that includes:
- Fixed or adjustable rate commercial mortgage loans with flexible terms
- Loan amounts from $10 million to $75 million
- Rates indexed to prime or spread over SOFR with a comparable term
- Closing in 30 to 60 days
Initial underwriting information typically requested includes: project costs, construction schedule, site size, site improvements square footage, pre-leasing or pre-sales information, projected operating statement, and sponsor’s resume and financial statements.
Interim/Bridge Financing
In addition to longer-term, fixed-rate financing, we offer multi-level solutions to provide additional capital for construction, acquisition or rehabilitation of varied commercial property types. Interim/bridge loans are an option to provide short-term variable-rate financing en route to longer-term fixed-rate financing. Initial underwriting information typically requested includes: existing loan balance/use of funds, project costs, construction schedule, purchase agreements, site improvements square footage, pre-leasing or pre-sales information, copies of rent rolls/leases, historical or projected operating statements, sponsor resume and financial statements.
Acquisition Financing
Real estate acquisition financing options can range from simple to complex. Bankers Trust’s commercial real estate professionals offer a variety of options to help owners and developers acquire a broad range of properties, such as:
- Sophisticated financing solutions
- Assistance with deal structuring, development, appraisal and execution
- Streamlined approval and funding process
- Customer-focused relationship managers eager to advance your project
Initial underwriting information typically requested includes: purchase agreement, site and improvements square footage, copies of rent rolls/leases, historical or projected operating statements, sponsor resume and financial statements.
Term Financing
Arrange term financing for office buildings, retail centers, mixed-use commercial buildings, multi-family dwellings and more through Bankers Trust Commercial Real Estate team. Our professionals work with you to streamline real estate financing and make your project a success. Real estate term loans offer:
- Fixed or adjustable rates
- Loans repaid through equal monthly payments
- Rates indexed to prime, treasury, or spread over SOFR with a comparable term
Initial underwriting information typically requested includes: existing loan balance/use of funds, purchase agreements, site and improvements square footage, copies of rent rolls/leases, historical operating statements, sponsor resume and financial statements.
Refinancing
Refinance owner-occupied or income-producing commercial real estate with affordable lending solutions from Bankers Trust. Our commercial refinancing services focuses on helping you maximize equity. Features include:
- Short- and long-term options, including term loans and lines of credit
- Competitive fixed and variable rates
- Refinancing for single or multiple properties
Initial underwriting information typically requested includes: existing loan balance/use of new funds, site and improvements square footage, copies of rent rolls/leases, historical operating statements, sponsor resume and financial statements.
Senior Housing
Our Senior Housing lending experts offer customized and flexible solutions to help senior living owners and operators meet the care needs of aging populations.
Bankers Trust provides financing opportunities for a variety of facilities, including:
- Independent Living
- Assisted Living
- Memory Care
- Skilled Nursing

Commercial Real Estate Contacts
Central Iowa

Jennifer Cooper, CCIM
SVP, Commercial Real Estate Manager
453 7th Street
Des Moines, IA 50309
(515) 245-2401
[email protected]

Cole McClelland
VP, Sr. Commercial Real Estate Relationship Manager
453 7th Street
Des Moines, IA 50309
(515) 245-2995
[email protected]

Josh Lemon, CCIM
Commercial Real Estate Relationship Manager
453 7th Street
Des Moines, IA 50309
(515) 248-1344
[email protected]

Chris Kroeger
VP, Commercial Real Estate Relationship Manager – Senior Housing
453 7th Street
Des Moines, IA 50309
(515) 245-2877
[email protected]

Erin Allen
Commercial Real Estate Relationship Manager – Affordable Housing
453 7th Street
Des Moines, IA 50309
(515) 245-5248
[email protected]
Eastern Iowa

Jack Gonder
Eastern Iowa Market President
201 1st Street SE
Cedar Rapids, IA 52401
(319) 896-7786
[email protected]
Nebraska

Samantha Mosser
Nebraska Market President
19202 Davenport Street
Elkhorn, NE 68022
(402) 408-1888
[email protected]

Gordon Harnisch
SVP, Sr. Commercial Real Estate Relationship Manager
19202 Davenport Street
Elkhorn, NE 68022
(402) 408-1883
[email protected]

Mike Knust
VP, Sr. Commercial Real Estate Relationship Manager
19202 Davenport Street
Elkhorn, NE 68022
(402) 408-1884
[email protected]
Arizona

Patrick Joyce
Arizona Market President
2525 E. Camelback Road, Suite 100
Phoenix, AZ 85016
(602) 224-2025
[email protected]

Kate Smith
VP, Commercial Real Estate Relationship Manager
2525 E. Camelback Road, Suite 100
Phoenix, AZ 85016
(602) 224-2036
[email protected]
Treasury Management
Bankers Trust offers a full array of Treasury Management services, and our professionals work with you one-on-one to assist in your business needs. We make it easy by helping to minimize expenses, control cash balances and add convenience for you and your customers in your banking relationship. Our services are flexible and scalable to accommodate your changing business needs.