Small Business Banking
Bankers Trust will partner with you to help you achieve business and personal financial success. Learn more about our products and services for small businesses, including deposit accounts and cash management, as well as lending, including Small Business Administration (SBA) lending.
Small Business Deposit Accounts and Cash Management
We offer a variety of accounts for businesses of all sizes:
Checking Accounts
Bankers Trust offers checking account options designed to meet your business’s needs today and in the future:
- COMING SOON: Business Choice – A new account offering designed for businesses with low transaction volumes.
- Business Select – Designed for businesses with low to medium transaction volumes.
Savings Accounts
Low minimum balance requirement and a competitive interest rate make the Bankers Trust Business Regular Savings account a valuable tool for businesses of all sizes.
Card Services
- Business Credit Card – The Bankers Trust Business Credit Card helps employees make purchases efficiently and provides a detailed statement for tracking.
- Business Advantage Debit Card –The Bankers Trust Business Advantage Debit Card allows you to set different limits for cardholders. These cards are a secure and convenient way to manage your money and can be instantly issued from our branch locations.
- Gift Cards – Reward employees with a Bankers Trust Visa Gift Card. Custom messaging can be requested when ordered in bulk.
Cash Management
Bankers Trust has capabilities to support your cash management needs, with enhanced technology including ACH, sending wires from your desk and other debit and credit card capabilities.
In addition, all small business customers have access to helpful tools, including:
Online Banking
Bill Pay
Mobile Deposit
Small Business Lending
As Iowa’s largest community bank, Bankers Trust provides the proactive expertise to help meet your business lending needs, including:
- Providing working capital
- Funding equipment and vehicle purchases
- Funding renovations, expansions and leasehold improvements
- Supporting export sales
When you partner with Bankers Trust, you benefit from our fast and efficient loan application and approval process, as well as our personalized service.
SBA Lending
Bankers Trust also has the ability to offer Small Business Administration (SBA) loans to businesses with special circumstances, including:
- Loans involving a higher element of risk
- A possible collateral shortfall
- Repayment based on projected income
The SBA’s lending programs help small businesses secure loans for up to $5 million. Loans can be used for a variety of business growth and expansion needs.
SBA Lending Contacts
Alex Demkiw
VP, Government Guaranteed Lending Manager
201 1st St. SE
Cedar Rapids, IA 52401
(319) 866-7231
[email protected]
Ready to get started?
Contact a branch near you.