Central Iowa Market –
Bankers Trust
As Iowa’s largest privately owned bank, Bankers Trust services the personal and business banking, lending and wealth management needs of our community. We work to earn our customers’ trust every day and we’d like to earn your too. Learn more about our full suite of services below or visit us at one of our 12 Central Iowa locations.
Earn a $400 Bonus
Choose from two personal checking accounts designed to help you manage your money, your way. Whether you’re looking for an account with a high monthly interest rate or one that keeps up with your direct and mobile deposits, Bankers Trust has the right choice for you
- BreakFree Checking Plus – For anyone who frequently uses their debit card. Start earning the benefits you deserve with this high-interest-earning account.
- Direct Checking Plus – For anyone who relies on the convenience of direct deposits or mobile deposits through mobile banking.
Please note: You must visit the branch to open this account.
View the Supplemental Terms and Conditions for BreakFree Checking Plus and Direct Checking Plus accounts.
Serving All Your Financial Needs
Personal
You have financial needs. We offer a full range of products, services and tools to meet them.
Business
All the benefits of a national bank, with the convenience of speed and local decision making.
Wealth Management
Comprehensive solutions for businesses and individuals to grow, preserve and transfer their wealth. Non-Deposit investments are not insured by the FDIC, not a deposit and may lose value.
Visit a Central Iowa Branch
For more than a century, Bankers Trust has been a stable, well-resourced bank with trusted expertise around a full suite of banking, lending, and wealth management solutions for families and businesses. As the largest independently owned bank in Iowa, we’re committed to building strong relationships that help customers achieve their goals, while also providing unwavering support to help our community grow and thrive.
Don Coffin
CEO and President
*To be eligible for the bonus you must open a Primary Checking Account, either a BreakFree Checking Plus or Direct Checking Plus account (“Bonus Account”) in person at a branch with a minimum opening deposit of $25. To qualify for the bonus, customers must complete the requirements below through the Bonus Account within 60 days from the date of its opening. Bonus will only be credited if the account is currently in an open status with a positive balance.
- 25 debit transactions. A “debit transaction” for the purpose of this section means a debit to your Bonus Account that originated from an ACH, Bankers Trust bill payment, drafting checks, or use of your debit card as a method of payment or purchase. Qualifying debit card transactions must post and settle during the 60 days from account opening. A “debit transaction” does not include debits to your Bonus Account that originated from ATM withdrawals or other debits to your Bonus Account; and,
- 2 direct (ACH) and/or Mobile deposits of at least $200 each must post and settle during the 60 days from account opening. A “deposit” for the purposes of this section does not include ATM deposit, deposits made in person, account-to-account transfers, or other deposits to your Bonus Account.
Eligibility will be verified 60 days after the Bonus Account’s opening. Bonus will only be credited if the account is currently in an open status with a positive balance. Should you have met all eligibility requirements and are not subject to the limitations and exclusions contained herein, the bonus will be credited to the Bonus Account within 75 days of its opening. Limit one bonus per household. Offer not available to existing Bankers Trust checking customers or those that have had a checking account with Bankers Trust within six months of Bonus Account opening. Employees of Bankers Trust and/or its affiliates are not eligible for bonus. Offer available for a limited time. Open a primary checking account by August 30, 2025. Early closing fee of $400 will be charged if your Bonus Account is closed within 12 months of opening. Annual Percentage Yield (APY) on Break Free Checking Plus is 0.60% for balances less than $5,000.00 and 0.55% for balances $5,000.00 and over, effective July 18th, 2025, and subject to change without notice. Fees may reduce earnings. Rate may change after the account is opened.