Loyalty Programs
As a valued Bankers Trust customer, we appreciate your loyalty and want to show our appreciation by giving back to you. Our Benefits Banking Loyalty Program rewards our committed customers with special pricing and benefits for using multiple bank products and services.. We offer two packages based on your stage in life: the Benefits Banking Loyalty Program for customers with multiple accounts, and the eVolve Package for youth ages 13–22.

Benefits Banking Loyalty Program
The Benefits Banking Loyalty Program helps you earn rewards for using multiple Bankers Trust accounts. The more Bankers Trust products and services you use, the higher your rewards.
You may already qualify! A Benefits Banking Loyalty Program links your eligible personal checking account to other eligible consumer products and services you have at the bank. Your reward level — Bronze, Silver, Gold, or Platinum — is based on the following factors:
- Aggregated balances of eligible accounts
- Monthly account activity
- Additional account services for eligible accounts
As your relationship with Bankers Trust grows and changes, your loyalty program benefits do too. Call or visit your branch to take advantage of Benefits Banking today!
Benefits Banking Loyalty Program Qualifications and Reward Levels
Qualifications | Bronze | Silver | Gold | Platinum |
---|---|---|---|---|
Qualifications: Package enrollment requires an anchor checking account | Qualifications:$5,000 combined average balances1 of checking and/or savings | $15,000 combined average balances1 of checking, savings, CD and/or IRAs | $25,000 combined average balances1 of checking, savings, CDs and/or IRAs | $50,000 combined average balances1 of checking, savings, CDs and/or IRAs |
AND | OR | OR | OR | OR |
10 debit transactions2 of any amount. AND 2 credit transactions2 of $200 or more each. Debit and credit transactions2 must be on the anchor account. | 3 of the following:
| $50,000 current principal balance of loans and lines of credit. OR 5 of the following:
| $100,000 current principal balance of loans and lines of credit. OR A Home Mortgage Loan with Bankers Trust Real Estate Department4 OR Active-Duty Military and Military Veterans OR A Bankers Trust employee |
1Average balance is based on average balances during the statement cycle
2 All qualifying transactions must post and settle during the evaluation period. Scheduled payments that have not yet been posted do not count toward the required transactions.
3 You may enroll in the eStatements service and receive electronic statements at no charge. To enroll in the eStatements service, you must first enroll in Internet Banking at www.bankerstrust.com. After logging in to Internet Banking, select the Customer Services tab and click on Change Statement Delivery Method to begin enrollment.
4 Home Mortgage Loan with the Bankers Trust Real Estate Department for the purchase of property or to refinance an existing mortgage loan, and the mortgage loan is subsequently sold in the secondary market, are eligible for the Platinum benefits level for two years from the date of the loan. At the expiration of the two-year grace period, customers must meet the balance or qualifying transactions and additional services required to be eligible.
Benefits Available Each Statement Cycle Earn Higher Interest Rates** | Bronze | Silver | Gold | Platinum |
---|---|---|---|---|
CD/IRA Interest Rate Increase | 0.20% | 0.30% | 0.40% | 0.50% |
Savings Interest Rate Increase | Bronze: – | Silver: – | Gold: 0.40% | Platinum: 0.50% |
Waived Fees | Bronze: – | Silver: – | Gold: – | Platinum: – |
Waived monthly maintenance fee5 | – | Yes | Yes | Yes |
Benefits Available Each Statement CycleEarn Higher Interest Rates**: Waived Cashier’s Check Fees (No limit) | Bronze: – | Silver: – | Gold: Yes | Platinum: Yes |
Refunds | Bronze: – | Silver: – | Gold: – | Platinum: – |
Benefits Available Each Statement CycleEarn Higher Interest Rates**: Refund of up to $5.00 ATM transaction charges (assessed by Bank) | Bronze: – | Silver: – | Gold: Yes | Platinum: Yes |
Benefits Available Each Statement CycleEarn Higher Interest Rates**: Refund of up to $10 ATM surcharges (assessed by owner or operator of ATM)6 | Bronze: – | Silver: – | Gold: – | Platinum: Yes |
Refund of overdraft protection transfer fees7 | Bronze: – | Silver: – | Gold: Yes | Platinum: Yes |
Benefits Available Each Statement CycleEarn Higher Interest Rates**: Refund Stop Payment Fees | Bronze: – | Silver: – | Gold: – | Platinum: Yes |
Benefits Available Each Statement CycleEarn Higher Interest Rates**: Refund up to 2 incoming Domestic Wire Transfer Fees | Bronze: – | Silver: – | Gold: – | Platinum: Yes |
No limit on the number of CD or savings accounts that can receive higher interest rates.
5 Monthly maintenance fee waived on up to four checking and savings accounts (including the anchor account). These accounts will be determined during enrollment or assigned automatically by the system based on the balance in the account.
6 The average balance for the current statement cycle must be zero or greater in order to receive refunds or Transfer fees and ATM surcharges.
7 Accounts with a negative average balance for the current statement cycle are not eligible for refunds of deposit-to-deposit account transfer fees.
** Loyalty Program Bonus Interest Rate Terms
The interest rate (inclusive of the base interest rate and any bonus rate) and annual percentage yield (APY) are subject to change at Bankers Trust’s sole discretion and without notice.
Bonus Rate Example: Bonus rates are applied to the base rate of the account. If there is a move between tiers that qualify for rate bumps, the difference between their existing and new rate bump will be made to the account, not the full amount of the rate bump. If the move is from a tier that does not qualify for a rate bump to a tier that does qualify, the full rate bump will be applied. For example, John Doe has a CD with a base rate of 1.200%. In February, he qualifies for the bronze tier, so his rate is increased 0.200% to 1.400%. In March, he qualifies for the gold tier, so his CD rate is increased an additional 0.200% to 1.600%. This would equal the 0.400% total bump for gold tier members above the CD base rate of 1.200%.
eVolve Package
The Bankers Trust eVolve Package comes with benefits designed for customers ages 13 to 22. It allows your banking relationship to evolve with you as you transition through educational and financial milestones. eVolve Package Benefits include:
- Consumer checking account with no monthly maintenance fees
- One additional consumer account with no monthly maintenance fees
- Easy access to Internet Banking, Mobile Banking, Bill Pay, and Online Documents
You may already qualify! As long as you maintain an eligible consumer checking account and are between the ages of 13 and 22, you will qualify for all the benefits of the eVolve Package. Call or visit your branch to take advantage of the eVolve Package today!
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