Deposit and Short-Term Investing Accounts
Bankers Trust offers a variety of checking, savings and sweep accounts for businesses. Our deposit accounts come with a variety of digital banking tools and security features that help make your banking more efficient and provide peace of mind.
Checking Accounts
Bankers Trust offers Commercial Banking for companies with large transaction volumes needing treasury management products.
Money Market and Savings Accounts
With a Bankers Trust Commercial Money Market or savings account, your business can earn interest on excess or special purpose cash. Access funds in these accounts with checks or electronic debits.
Sweep Accounts
A sweep account automatically sweeps your held deposits in to interest bearing accounts to maximize the profitability of your working capital. These accounts can facilitate measured cash flow for all business types. Bankers Trust offers four sweep account options to meet your business’s specific needs:
FDIC Insured Cash Sweep
This service helps you manage your cash and gives you peace of mind knowing your funds are 100% FDIC insured. Your funds are automatically broken into insurable amounts and placed with other financial institutions across our network. Bankers Trust manages all fund allocations so you don’t have to manage multiple bank relationships.
Money Market Sweep
An automated service that helps your business maximize its interest earnings by automatically sweeping excess funds to our Commercial Money Market account. FDIC-insured up to $250,000.
Line of Credit Sweep
A service in which collected funds are applied automatically to an outstanding balance on your line of credit and advances only when funds are required. A line of credit sweep will help you minimize interest costs on borrowed funds without having to manually monitor account balances to make payments. FDIC-insured up to $250,000.
Repurchase Sweep*
An automated service that manages your checking account balance by sweeping funds in excess of a pre-determined balance into a repurchase account. When funds are needed to cover payments, the funds are automatically swept back to the checking account.
*Any additional balance above the predetermined designated sweep point will be transferred automatically to a non-FDIC insured account. These funds are not insured by the FDIC, are not deposits or obligations of Bankers Trust, are not guaranteed by Bankers Trust, and are subject to investment risks, including possible loss of principal investment.
Additional Services
Payables
When it comes to payables, Bankers Trust has the right mix of disbursement services to help you efficiently manage this side of the balance sheet, too. We offer everything from wire transfers to account reconciliation.
Receivables
Collecting receivables efficiently is key to doing business, and in this process, timeliness and security are critical. Bankers Trust offers a variety of services to ensure your receivables run smoothly.
Card Services
Bankers Trust provides a variety of Visa® credit card and debit card solutions for businesses of all sizes. Each card option contains features that help make your accounting process more efficient, while simplifying your employees’ purchasing process.
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