Checking
Bankers Trust offers a variety of checking accounts to fit your banking needs.
Bankers Trust Ames
Bankers Trust is Committed to the Ames Community
With a location on Stange Road and easy-to-use online and mobile banking, we make banking convenient. Bankers Trust offers:
- Location close to central Ames and Iowa State University campus, with lobby and drive-up convenience
- More than 95,000 fee-free ATMs
- Commitment to security and technology
Experience the Bankers Trust Difference with a Bankers Trust Checking Account
Earn $250* from a bank that has been earning trust for more than 100 years.
Choose from two personal checking accounts designed to help you manage your money, your way. Whether you’re looking for an account with a high monthly interest rate or one that keeps up with your direct and mobile deposits, Bankers Trust has the right choice for you.
- BreakFree Checking Plus – For anyone who frequently uses their debit card. Start earning the benefits you deserve with this high-interest-earning account.
- Direct Checking Plus – For anyone who relies on the convenience of direct deposits or mobile deposits through mobile banking.
Please note: You must call the branch to open this account.
View the Supplemental Terms and Conditions for BreakFree Checking Plus and Direct Checking Plus accounts.
Achieve Your Homeownership Dream with a Community Lending Home Mortgage
Community Lending Home Mortgages
Take advantage of our recently lowered special Community Lending Home Mortgage rate as low as 5.25% interest rate and 5.30% annual percentage rate (APR). This 30-year fixed-rate mortgage offers up to 97% loan to value without private mortgage insurance (PMI). Our Community Lending Home Mortgage is designed for those with low- to moderate-incomes and those who purchase a home in certain neighborhoods within Story County.
Our loan originators will walk you through loan options that fit your particular situation so you can make an informed decision. Contact a Bankers Trust loan originator for full program guidance.
Kim Iiams
Residential Mortgage Originator
(515) 232-3425
[email protected]
NMLS ID#: 571186
Phyllis Fevold
Residential Mortgage Originator
(515) 598-4323
[email protected]
NMLS ID#: 406020
* APR = Annual Percentage Rate. Repayment example: A loan amount of $150,000 with a fixed interest rate of 5.25% and an APR of 5.30% would result in 360 monthly principal and interest payments of $828.31. Payments will be higher to account for taxes and insurance. All loans subject to credit approval and other underwriting conditions. Limited time offer. Rate subject to change. Equal Housing Lender. Member FDIC.
Request More Information
If you would like to have a banker contact you with more information regarding this offer, please provide the following:
Ames Location
3725 Stange Road
Ames, IA 50010
515-233-4424
Lobby Hours
Monday-Friday: 9:00 a.m. to 5:00 p.m.
Saturday: 9:00 a.m. to noon
Drive-up Hours
Monday-Friday: 8:00 a.m. to 5:30 p.m.
Saturday: 9:00 a.m. to noon
*To be eligible for the bonus you must open a BreakFree Checking Plus or Direct Checking Plus account (“Bonus Account”) in person at a branch with a minimum opening deposit of $25. To qualify for the bonus, customers must complete the requirements below through the Bonus Account within 60 days from the date of its opening. Bonus will only be credited if the account is currently in an open status with a positive balance.
- 25 debit transactions. A “debit transaction” for the purpose of this section means a debit to your Bonus Account that originated from an ACH, Bankers Trust bill payment, drafting checks, or use of your debit card as a method of payment or purchase. Qualifying debit card transactions must post and settle during the 60 days from account opening. A “debit transaction” does not include debits to your Bonus Account that originated from ATM withdrawals or other debits to your Bonus Account; and,
- 2 direct (ACH) and/or Mobile deposits of at least $200 each must post and settle during the 60 days from account opening. A “deposit” for the purposes of this section does not include ATM deposit, deposits made in person, account-to-account transfers, or other deposits to your Bonus Account.
Eligibility will be verified 60 days after the Bonus Account’s opening. Bonus will only be credited if the account is currently in an open status with a positive balance. Should you have met all eligibility requirements and are not subject to the limitations and exclusions contained herein, the bonus will be credited to the Bonus Account within 75 days of its opening. Limit one bonus per household. Offer not available to existing Bankers Trust checking customers or those that have had a checking account with Bankers Trust within six months of Bonus Account opening. Employees of Bankers Trust and/or its affiliates are not eligible for bonus. Offer available for a limited time. Early closing fee of $250 will be charged if your Bonus Account is closed within 12 months of opening. Annual Percentage Yield (APY) on Break Free Checking Plus is 0.60% for balances less than $5,000.00 and 0.55% for balances $5,000.00 and over, effective July 1, 2024, and subject to change without notice. Fees may reduce earnings.
