Business Banking

Whether you’re just starting your new business, planning for succession or at any step in between, the Bankers Trust Business Banking team can help you build, grow and manage your business. As Iowa’s largest community bank, Bankers Trust is able to be a constant resource for growth, and we provide the proactive expertise to help meet your business banking and lending needs, including:

  • Providing working capital
  • Purchasing equipment
  • Purchasing, renovating, expanding, and constructing owner-occupied real estate
  • Buying out a partner or partners
  • Transitioning ownership to the next generation
  • Acquiring a business
  • Supporting export sales

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We’ve helped thousands of businesses over the years, and we’re ready to work with you too. From financing and cash flow planning when you’re just starting out, to adding new locations and products when you’re looking to grow, we have the expertise to help.

When you partner with Bankers Trust, you benefit from our fast and efficient loan application and approval process, clear and transparent communication and the peace of mind knowing your small business’s finances are secure.


Bankers Trust is an SBA Preferred Lender

Along with our commitment to entrepreneurs and businesses in our community, we offer flexible business lending, such as SBA guaranteed loans. Bankers Trust is an active participant in the U.S. Small Business Administration’s (SBA) lending program and has earned preferred lender status for SBA loans. SBA loan programs enables Bankers Trust to offer government guaranteed loans for small businesses with loans involving a higher element of risk, where there may be a collateral shortfall or repayment is based on projected income. As a preferred lender, Bankers Trust is among the SBA’s best lenders to enjoy a full delegation of lending authority. This means that the SBA has given us the authority to make the final credit decision, often resulting in a faster loan process for your small business. This means that, no matter the SBA loan you are interested in, you can be certain that we have the expertise and skill to help.

What is SBA Lending?

The U.S. Small Business Administration provides SBA government guarantee lending programs to for-profit businesses that meet the SBA’s eligibility requirements. The SBA’s lending programs help small businesses secure loans for up to $5 million, and can be used for a variety of business growth and expansion needs.

Ready to get started? Contact a Business Banker

Contact one of our Business Banking experts